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Another reason, according to Li Renjian from CITIC Capital, is that the use of advanced internet technologies including big data and artificial intelligence has boosted the competitiveness of the whole sector.

Another highlight stemmed from its cloud computing, which advanced 84 percent to 6.61 billion yuan in the quarter ending in December and helped the company to claim roughly half of the domestic market where increased spending was widely spotted from enterprise customers.

Anticipating increased payments into the insurance fund, various government departments have taken steps to ensure sustainability, including investing reserves for profit and acquiring more government investment in the fund, You said.

Answer: A

Apart from Good Doctor and Lufax, Ping An Healthcare Management and financial cloud platform OneConnect are also said to be planning their market debuts in Hong Kong as the insurer's fintech spinoffs and separate listings this year.